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Does Car Insurance Cover Hail Damage?

A Mercedes driving to make and insurance claim
The weather around North Olmsted is often unpredictable! Snow, ice, and hail can be hard on your new Mercedes-Benz and even cause considerable damage. That’s why it’s essential to take a good look at your car insurance policy. Cleveland customers often ask us, “Does car insurance cover hail damage?” The only way to be sure is to check your auto insurance policy and talk with your insurance agent. Mercedes-Benz of North Olmsted brings you this guide to auto insurance basics.



Does Insurance Cover Hail Damage to a Car?

If you carry only liability coverage on your Mercedes-Benz, your car will not be covered if it’s damaged by hail or anything else. If you cause an accident, liability insurance only covers the other Westlake driver’s expenses. It doesn’t cover your Mercedes-Benz or additional accident-related costs. However, hail damage is covered if you have comprehensive auto coverage. If you took out a loan to finance your vehicle, you probably have a collision policy that provides comprehensive coverage as well. Still, you should always check with your insurance agent to confirm your insurance coverage.

What Does Full Car Insurance Cover?

What does full car insurance cover? A full auto insurance policy protects you against a lot more than just hail damage. Along with protection from winter weather damage, a comprehensive auto insurance policy provides financial assistance in the event of:

  • Theft
  • Vandalism
  • Damage from hitting an animal
  • A Collision
  • Fire and flood damage
  • Windshield replacement
  • And much more

Is Auto Insurance Required?

Comprehensive car insurance is required If you finance a vehicle. In the event of a collision, or any other kind of damage covered under your insurance policy, you will probably have to pay a deductible first. A deductible is the amount of money you have to pay out-of-pocket before your insurance coverage kicks in to cover the rest. If you need collision repair, contact the service center at Mercedes-Benz of North Olmsted near Avon.

Mercedes-Benz of North Olmsted Can Help With All Your Auto Care Needs

You no longer need to ask, “Does insurance cover hail damage to a car?” Still, if you have more questions about your car insurance or financing, give our finance specialists a call. Mercedes-Benz of North Olmsted is always happy to help, so contact us today for all of your automotive needs, and don’t forget to review our new vehicle specials.


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